For better or worse, this appears to be exactly whats happening to Afterlife Insurance
The nine cards that refer to playing for ante. The seven cards banned by WotC as racially or culturally offensive. Ancestral Recall Balance Black Lotus Channel Chaos Orb Dockside Extortionist Emrakul, the Aeons Torn Erayo, Soratami Ascendant Falling Star Fastbond Flash Golos, Tireless Pilgrim Griselbrand Hullbreacher Iona, Shield of Emeria Jeweled Lotus Karakas Leovold, Emissary of Trest Library of Alexandria Limited Resources Lutri, the Spellchaser (banned as a companion, legal for regular gameplay and as a commander) Mana Crypt Mox Emerald Mox Jet Mox Pearl Mox Ruby Mox Sapphire Nadu, Winged Wisdom Paradox Engine Primeval Titan Prophet of Kruphix Recurring Nightmare Rofellos, Llanowar Emissary Shahrazad Sundering Titan Sylvan Primordial Time Vault Time Walk Tinker Tolarian Academy Trade Secrets Upheaval Yawgmoths Bargain Legacy Banned Cards The 25 cards with the Conspiracy type

At the beginning of combat on your turn, if you have a full party, choose target nonland permanent an opponent controls
That red doesn't go away until the end of your turn, meaning it's free to use in combat for a sneaky combat trick or surprise Shock
Fire discard early against anything without a single expensive combo card